Layered Taco Dip

1 can refried beans

3 ripe avocados

2 T lemon juice

1/4 t. salt, pepper, garlic
1 8 oz sour cream
2 T mayo

1 1/2 pkg taco seasoning mix

2 tomatoes (chopped)

1 bunch green onions (chopped)

1 pkg cheddar, or cheddar jack cheese

1 can black olives (chopped)

picante sauce

jalapenos

Tortilla chips

Spread beans on a 9 x 13 pan.  Mash avocado with salt, pepper and garlic.  In seperate bowl, combine sour cream, mayo, and taco seasoning mix.  Spread avocado over beans.  Spread sour cream mixture over avocado.  Layer rest of ingredients.  Picante can be spooned over tomatoes.  Top with jalapenos for garnish